Otoe County, NE

Composite Insurance Risk Score: 61.0 / 100 (National rank: #894)

Axis Scores

Climate Safety 59.0
Insurance Affordability 28.5
Housing Affordability 72.7
Community Resilience 91.4
Social Resilience 71.4
Housing Stability 89.6

Key Metrics

Annual Insurance Premium (state avg) $3,500
Insurance Burden (% of income) 4.26%
Price-to-Income Ratio 2.45
FEMA Risk Score (0-100) 40.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Otoe County have grown at an average annual rate of 6.98%. During the same period, the population has increased by 1.83%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).