Otero County, NM

Composite Insurance Risk Score: 23.5 / 100 (National rank: #2992)

Axis Scores

Climate Safety 14.1
Insurance Affordability 32.2
Housing Affordability 51.2
Community Resilience 7.7
Social Resilience 7.8
Housing Stability 20.1

Key Metrics

Annual Insurance Premium (state avg) $2,200
Insurance Burden (% of income) 3.94%
Price-to-Income Ratio 2.91
FEMA Risk Score (0-100) 85.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Otero County have grown at an average annual rate of 7.68%. During the same period, the population has increased by 4.05%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).