Osceola County, FL

Composite Insurance Risk Score: 10.1 / 100 (National rank: #3139)

Axis Scores

Climate Safety 4.9
Insurance Affordability 3.5
Housing Affordability 9.1
Community Resilience 35.8
Social Resilience 12.7
Housing Stability 15.8

Key Metrics

Annual Insurance Premium (state avg) $6,000
Insurance Burden (% of income) 8.26%
Price-to-Income Ratio 4.86
FEMA Risk Score (0-100) 95.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Osceola County have grown at an average annual rate of 11.94%. During the same period, the population has increased by 21.44%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).