Orleans Parish, LA

Composite Insurance Risk Score: 14.5 / 100 (National rank: #3112)

Axis Scores

Climate Safety 3.0
Insurance Affordability 4.1
Housing Affordability 5.1
Community Resilience 99.4
Social Resilience 16.8
Housing Stability 1.7

Key Metrics

Annual Insurance Premium (state avg) $4,500
Insurance Burden (% of income) 7.95%
Price-to-Income Ratio 5.58
FEMA Risk Score (0-100) 97.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Orleans Parish have grown at an average annual rate of 6.4%. During the same period, the population has decreased by 4.86%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).