Orange County, TX

Composite Insurance Risk Score: 31.1 / 100 (National rank: #2713)

Axis Scores

Climate Safety 3.4
Insurance Affordability 13.4
Housing Affordability 75.0
Community Resilience 63.9
Social Resilience 38.0
Housing Stability 53.0

Key Metrics

Annual Insurance Premium (state avg) $4,200
Insurance Burden (% of income) 5.82%
Price-to-Income Ratio 2.40
FEMA Risk Score (0-100) 96.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Orange County have grown at an average annual rate of 8.85%. During the same period, the population has increased by 1.47%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).