Ontario County, NY

Composite Insurance Risk Score: 64.5 / 100 (National rank: #659)

Axis Scores

Climate Safety 53.7
Insurance Affordability 72.6
Housing Affordability 61.5
Community Resilience 91.7
Social Resilience 74.0
Housing Stability 44.8

Key Metrics

Annual Insurance Premium (state avg) $1,700
Insurance Burden (% of income) 2.07%
Price-to-Income Ratio 2.71
FEMA Risk Score (0-100) 46.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Ontario County have grown at an average annual rate of 6.62%. During the same period, the population has increased by 2.84%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).