Oneida County, ID

Composite Insurance Risk Score: 76.4 / 100 (National rank: #128)

Axis Scores

Climate Safety 95.7
Insurance Affordability 92.5
Housing Affordability 25.9
Community Resilience 28.3
Social Resilience 79.5
Housing Stability 99.1

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.33%
Price-to-Income Ratio 3.63
FEMA Risk Score (0-100) 4.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Oneida County have grown at an average annual rate of 10.23%. During the same period, the population has increased by 8.73%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).