Oldham County, TX
Composite Insurance Risk Score: 63.5 / 100 (National rank: #730)
Axis Scores
Climate Safety
93.9
Insurance Affordability
17.9
Housing Affordability
88.0
Community Resilience
47.4
Social Resilience
84.7
Housing Stability
44.4
Key Metrics
| Annual Insurance Premium (state avg) | $4,200 |
| Insurance Burden (% of income) | 5.26% |
| Price-to-Income Ratio | 2.04 |
| FEMA Risk Score (0-100) | 6.1 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).