Ohio County, KY

Composite Insurance Risk Score: 53.7 / 100 (National rank: #1368)

Axis Scores

Climate Safety 47.4
Insurance Affordability 38.5
Housing Affordability 86.1
Community Resilience 50.4
Social Resilience 54.8
Housing Stability 64.3

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 3.46%
Price-to-Income Ratio 2.10
FEMA Risk Score (0-100) 52.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Ohio County have grown at an average annual rate of 5.59%. During the same period, the population has decreased by 1.4%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).