Oglethorpe County, GA

Composite Insurance Risk Score: 61.6 / 100 (National rank: #854)

Axis Scores

Climate Safety 89.0
Insurance Affordability 50.2
Housing Affordability 43.4
Community Resilience 24.1
Social Resilience 40.5
Housing Stability 94.2

Key Metrics

Annual Insurance Premium (state avg) $2,100
Insurance Burden (% of income) 2.80%
Price-to-Income Ratio 3.09
FEMA Risk Score (0-100) 11.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Oglethorpe County have grown at an average annual rate of 14.34%. During the same period, the population has increased by 3.87%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).