Ogle County, IL

Composite Insurance Risk Score: 63.3 / 100 (National rank: #736)

Axis Scores

Climate Safety 38.9
Insurance Affordability 76.4
Housing Affordability 78.8
Community Resilience 88.4
Social Resilience 65.2
Housing Stability 53.7

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 1.95%
Price-to-Income Ratio 2.30
FEMA Risk Score (0-100) 61.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Ogle County have grown at an average annual rate of 5.19%. During the same period, the population has increased by 0.92%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).