Ogemaw County, MI
Composite Insurance Risk Score: 65.9 / 100 (National rank: #572)
Axis Scores
Climate Safety
80.7
Insurance Affordability
61.7
Housing Affordability
55.1
Community Resilience
39.9
Social Resilience
45.9
Housing Stability
93.8
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 2.38% |
| Price-to-Income Ratio | 2.83 |
| FEMA Risk Score (0-100) | 19.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).