Oceana County, MI
Composite Insurance Risk Score: 70.4 / 100 (National rank: #342)
Axis Scores
Climate Safety
86.4
Insurance Affordability
72.0
Housing Affordability
45.1
Community Resilience
73.5
Social Resilience
28.0
Housing Stability
95.2
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 2.08% |
| Price-to-Income Ratio | 3.05 |
| FEMA Risk Score (0-100) | 13.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).