Ocean County, NJ
Composite Insurance Risk Score: 49.0 / 100 (National rank: #1676)
Axis Scores
Climate Safety
2.8
Insurance Affordability
92.4
Housing Affordability
12.6
Community Resilience
89.3
Social Resilience
59.3
Housing Stability
83.5
Key Metrics
| Annual Insurance Premium (state avg) | $1,200 |
| Insurance Burden (% of income) | 1.34% |
| Price-to-Income Ratio | 4.43 |
| FEMA Risk Score (0-100) | 97.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).