O'Brien County, IA
Composite Insurance Risk Score: 59.9 / 100 (National rank: #967)
Axis Scores
Climate Safety
32.5
Insurance Affordability
68.2
Housing Affordability
69.2
Community Resilience
95.8
Social Resilience
73.8
Housing Stability
57.8
Key Metrics
| Annual Insurance Premium (state avg) | $1,500 |
| Insurance Burden (% of income) | 2.19% |
| Price-to-Income Ratio | 2.53 |
| FEMA Risk Score (0-100) | 67.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).