Obion County, TN

Composite Insurance Risk Score: 36.1 / 100 (National rank: #2441)

Axis Scores

Climate Safety 22.1
Insurance Affordability 40.7
Housing Affordability 73.1
Community Resilience 36.9
Social Resilience 23.8
Housing Stability 22.9

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 3.30%
Price-to-Income Ratio 2.45
FEMA Risk Score (0-100) 77.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Obion County have grown at an average annual rate of 7.86%. During the same period, the population has increased by 0.29%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).