Nicholas County, KY
Composite Insurance Risk Score: 63.2 / 100 (National rank: #746)
Axis Scores
Climate Safety
83.3
Insurance Affordability
40.1
Housing Affordability
87.4
Community Resilience
42.4
Social Resilience
59.1
Housing Stability
49.2
Key Metrics
| Annual Insurance Premium (state avg) | $2,000 |
| Insurance Burden (% of income) | 3.36% |
| Price-to-Income Ratio | 2.07 |
| FEMA Risk Score (0-100) | 16.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).