Navarro County, TX

Composite Insurance Risk Score: 21.6 / 100 (National rank: #3037)

Axis Scores

Climate Safety 15.3
Insurance Affordability 8.8
Housing Affordability 59.8
Community Resilience 26.9
Social Resilience 4.2
Housing Stability 26.8

Key Metrics

Annual Insurance Premium (state avg) $4,200
Insurance Burden (% of income) 6.65%
Price-to-Income Ratio 2.73
FEMA Risk Score (0-100) 84.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Navarro County have grown at an average annual rate of 12.08%. During the same period, the population has increased by 11.67%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).