Napa County, CA
Composite Insurance Risk Score: 37.3 / 100 (National rank: #2369)
Axis Scores
Climate Safety
2.3
Insurance Affordability
94.4
Housing Affordability
1.1
Community Resilience
78.1
Social Resilience
38.0
Housing Stability
11.9
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 1.26% |
| Price-to-Income Ratio | 7.80 |
| FEMA Risk Score (0-100) | 97.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).