Muskegon County, MI

Composite Insurance Risk Score: 57.8 / 100 (National rank: #1090)

Axis Scores

Climate Safety 39.3
Insurance Affordability 74.6
Housing Affordability 44.9
Community Resilience 99.1
Social Resilience 37.6
Housing Stability 70.0

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 2.00%
Price-to-Income Ratio 3.05
FEMA Risk Score (0-100) 60.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Muskegon County have grown at an average annual rate of 10.96%. During the same period, the population has increased by 1.54%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).