Morris County, NJ

Composite Insurance Risk Score: 52.2 / 100 (National rank: #1463)

Axis Scores

Climate Safety 9.2
Insurance Affordability 99.5
Housing Affordability 14.7
Community Resilience 92.0
Social Resilience 83.7
Housing Stability 47.9

Key Metrics

Annual Insurance Premium (state avg) $1,200
Insurance Burden (% of income) 0.87%
Price-to-Income Ratio 4.24
FEMA Risk Score (0-100) 90.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Morris County have grown at an average annual rate of 5.01%. During the same period, the population has increased by 4.29%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).