Morgan County, WV
Composite Insurance Risk Score: 73.8 / 100 (National rank: #208)
Axis Scores
Climate Safety
88.4
Insurance Affordability
76.5
Housing Affordability
34.7
Community Resilience
44.4
Social Resilience
90.6
Housing Stability
94.8
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 1.94% |
| Price-to-Income Ratio | 3.33 |
| FEMA Risk Score (0-100) | 11.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).