Morgan County, UT

Composite Insurance Risk Score: 83.0 / 100 (National rank: #16)

Axis Scores

Climate Safety 90.8
Insurance Affordability 100.0
Housing Affordability 8.5
Community Resilience 95.9
Social Resilience 100.0
Housing Stability 99.3

Key Metrics

Annual Insurance Premium (state avg) $900
Insurance Burden (% of income) 0.69%
Price-to-Income Ratio 5.00
FEMA Risk Score (0-100) 9.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Morgan County have grown at an average annual rate of 11.81%. During the same period, the population has increased by 9.76%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).