Morgan County, MO
Composite Insurance Risk Score: 37.2 / 100 (National rank: #2378)
Axis Scores
Climate Safety
42.6
Insurance Affordability
37.0
Housing Affordability
25.6
Community Resilience
11.7
Social Resilience
23.5
Housing Stability
78.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,900 |
| Insurance Burden (% of income) | 3.56% |
| Price-to-Income Ratio | 3.64 |
| FEMA Risk Score (0-100) | 57.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).