Morgan County, IN

Composite Insurance Risk Score: 64.3 / 100 (National rank: #677)

Axis Scores

Climate Safety 37.3
Insurance Affordability 81.3
Housing Affordability 47.5
Community Resilience 78.9
Social Resilience 88.7
Housing Stability 89.0

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 1.76%
Price-to-Income Ratio 2.99
FEMA Risk Score (0-100) 62.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Morgan County have grown at an average annual rate of 8.13%. During the same period, the population has increased by 3.91%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).