Morgan County, CO
Composite Insurance Risk Score: 24.0 / 100 (National rank: #2980)
Axis Scores
Climate Safety
27.5
Insurance Affordability
27.1
Housing Affordability
11.1
Community Resilience
36.5
Social Resilience
15.9
Housing Stability
20.8
Key Metrics
| Annual Insurance Premium (state avg) | $3,200 |
| Insurance Burden (% of income) | 4.37% |
| Price-to-Income Ratio | 4.62 |
| FEMA Risk Score (0-100) | 72.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).