Moody County, SD

Composite Insurance Risk Score: 55.0 / 100 (National rank: #1271)

Axis Scores

Climate Safety 46.6
Insurance Affordability 56.3
Housing Affordability 52.4
Community Resilience 74.4
Social Resilience 72.7
Housing Stability 43.6

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.55%
Price-to-Income Ratio 2.89
FEMA Risk Score (0-100) 53.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Moody County have grown at an average annual rate of 11.12%. During the same period, the population has decreased by 1.69%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).