Montrose County, CO
Composite Insurance Risk Score: 42.2 / 100 (National rank: #2089)
Axis Scores
Climate Safety
74.0
Insurance Affordability
26.2
Housing Affordability
5.9
Community Resilience
25.0
Social Resilience
46.4
Housing Stability
53.8
Key Metrics
| Annual Insurance Premium (state avg) | $3,200 |
| Insurance Burden (% of income) | 4.44% |
| Price-to-Income Ratio | 5.38 |
| FEMA Risk Score (0-100) | 25.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).