Montour County, PA

Composite Insurance Risk Score: 75.3 / 100 (National rank: #167)

Axis Scores

Climate Safety 94.1
Insurance Affordability 89.8
Housing Affordability 38.4
Community Resilience 99.7
Social Resilience 65.3
Housing Stability 24.0

Key Metrics

Annual Insurance Premium (state avg) $1,100
Insurance Burden (% of income) 1.43%
Price-to-Income Ratio 3.22
FEMA Risk Score (0-100) 5.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Montour County have grown at an average annual rate of 6.03%. During the same period, the population has decreased by 0.85%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).