Montmorency County, MI

Composite Insurance Risk Score: 68.7 / 100 (National rank: #427)

Axis Scores

Climate Safety 96.0
Insurance Affordability 54.2
Housing Affordability 40.1
Community Resilience 40.0
Social Resilience 64.4
Housing Stability 98.9

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 2.61%
Price-to-Income Ratio 3.19
FEMA Risk Score (0-100) 4.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Montmorency County have grown at an average annual rate of 9.08%. During the same period, the population has increased by 2.71%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).