Montgomery County, VA
Composite Insurance Risk Score: 56.8 / 100 (National rank: #1162)
Axis Scores
Climate Safety
73.5
Insurance Affordability
80.6
Housing Affordability
15.5
Community Resilience
50.5
Social Resilience
68.7
Housing Stability
3.6
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.79% |
| Price-to-Income Ratio | 4.19 |
| FEMA Risk Score (0-100) | 26.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).