Montgomery County, PA

Composite Insurance Risk Score: 50.3 / 100 (National rank: #1590)

Axis Scores

Climate Safety 5.9
Insurance Affordability 98.9
Housing Affordability 20.9
Community Resilience 94.1
Social Resilience 78.6
Housing Stability 34.2

Key Metrics

Annual Insurance Premium (state avg) $1,100
Insurance Burden (% of income) 0.97%
Price-to-Income Ratio 3.83
FEMA Risk Score (0-100) 94.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Montgomery County have grown at an average annual rate of 6.68%. During the same period, the population has increased by 5.31%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).