Montgomery County, MD
Composite Insurance Risk Score: 39.3 / 100 (National rank: #2262)
Axis Scores
Climate Safety
6.1
Insurance Affordability
98.0
Housing Affordability
9.3
Community Resilience
46.4
Social Resilience
53.7
Housing Stability
15.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 1.06% |
| Price-to-Income Ratio | 4.83 |
| FEMA Risk Score (0-100) | 93.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).