Montgomery County, KY
Composite Insurance Risk Score: 44.8 / 100 (National rank: #1942)
Axis Scores
Climate Safety
61.8
Insurance Affordability
37.1
Housing Affordability
44.7
Community Resilience
45.6
Social Resilience
33.9
Housing Stability
23.5
Key Metrics
| Annual Insurance Premium (state avg) | $2,000 |
| Insurance Burden (% of income) | 3.55% |
| Price-to-Income Ratio | 3.05 |
| FEMA Risk Score (0-100) | 38.1 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).