Montezuma County, CO
Composite Insurance Risk Score: 43.0 / 100 (National rank: #2038)
Axis Scores
Climate Safety
80.6
Insurance Affordability
21.2
Housing Affordability
8.0
Community Resilience
18.2
Social Resilience
47.0
Housing Stability
58.4
Key Metrics
| Annual Insurance Premium (state avg) | $3,200 |
| Insurance Burden (% of income) | 4.90% |
| Price-to-Income Ratio | 5.08 |
| FEMA Risk Score (0-100) | 19.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).