Monroe County, NY

Composite Insurance Risk Score: 47.5 / 100 (National rank: #1773)

Axis Scores

Climate Safety 25.7
Insurance Affordability 67.2
Housing Affordability 56.7
Community Resilience 91.1
Social Resilience 41.4
Housing Stability 12.4

Key Metrics

Annual Insurance Premium (state avg) $1,700
Insurance Burden (% of income) 2.23%
Price-to-Income Ratio 2.80
FEMA Risk Score (0-100) 74.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Monroe County have grown at an average annual rate of 7.57%. During the same period, the population has increased by 1.4%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).