Monroe County, MO

Composite Insurance Risk Score: 57.6 / 100 (National rank: #1107)

Axis Scores

Climate Safety 79.4
Insurance Affordability 38.1
Housing Affordability 59.5
Community Resilience 45.5
Social Resilience 60.0
Housing Stability 48.1

Key Metrics

Annual Insurance Premium (state avg) $1,900
Insurance Burden (% of income) 3.49%
Price-to-Income Ratio 2.74
FEMA Risk Score (0-100) 20.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Monroe County have grown at an average annual rate of 7.23%. During the same period, the population has increased by 1.22%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).