Monroe County, FL
Composite Insurance Risk Score: 10.8 / 100 (National rank: #3133)
Axis Scores
Climate Safety
4.1
Insurance Affordability
7.9
Housing Affordability
0.5
Community Resilience
28.0
Social Resilience
30.2
Housing Stability
16.7
Key Metrics
| Annual Insurance Premium (state avg) | $6,000 |
| Insurance Burden (% of income) | 6.84% |
| Price-to-Income Ratio | 8.90 |
| FEMA Risk Score (0-100) | 95.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).