Monmouth County, NJ

Composite Insurance Risk Score: 49.5 / 100 (National rank: #1645)

Axis Scores

Climate Safety 3.6
Insurance Affordability 98.9
Housing Affordability 9.2
Community Resilience 91.0
Social Resilience 77.3
Housing Stability 54.7

Key Metrics

Annual Insurance Premium (state avg) $1,200
Insurance Burden (% of income) 0.96%
Price-to-Income Ratio 4.86
FEMA Risk Score (0-100) 96.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Monmouth County have grown at an average annual rate of 7.51%. During the same period, the population has increased by 3.81%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).