Moffat County, CO

Composite Insurance Risk Score: 41.0 / 100 (National rank: #2154)

Axis Scores

Climate Safety 84.7
Insurance Affordability 27.6
Housing Affordability 19.6
Community Resilience 11.4
Social Resilience 19.2
Housing Stability 26.4

Key Metrics

Annual Insurance Premium (state avg) $3,200
Insurance Burden (% of income) 4.33%
Price-to-Income Ratio 3.92
FEMA Risk Score (0-100) 15.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Moffat County have grown at an average annual rate of 9.69%. During the same period, the population has increased by 0.61%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).