Missoula County, MT

Composite Insurance Risk Score: 36.0 / 100 (National rank: #2444)

Axis Scores

Climate Safety 21.9
Insurance Affordability 53.4
Housing Affordability 3.1
Community Resilience 75.4
Social Resilience 75.3
Housing Stability 5.7

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.65%
Price-to-Income Ratio 6.25
FEMA Risk Score (0-100) 78.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Missoula County have grown at an average annual rate of 10.7%. During the same period, the population has increased by 2.87%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).