Mille Lacs County, MN

Composite Insurance Risk Score: 63.5 / 100 (National rank: #725)

Axis Scores

Climate Safety 80.4
Insurance Affordability 58.4
Housing Affordability 27.8
Community Resilience 96.1
Social Resilience 40.6
Housing Stability 69.0

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 2.47%
Price-to-Income Ratio 3.55
FEMA Risk Score (0-100) 19.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Mille Lacs County have grown at an average annual rate of 9.6%. During the same period, the population has increased by 4.87%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).