Middlesex County, NJ
Composite Insurance Risk Score: 38.8 / 100 (National rank: #2295)
Axis Scores
Climate Safety
4.1
Insurance Affordability
97.8
Housing Affordability
15.9
Community Resilience
59.3
Social Resilience
36.2
Housing Stability
12.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,200 |
| Insurance Burden (% of income) | 1.08% |
| Price-to-Income Ratio | 4.15 |
| FEMA Risk Score (0-100) | 95.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).