Metcalfe County, KY
Composite Insurance Risk Score: 60.0 / 100 (National rank: #958)
Axis Scores
Climate Safety
79.5
Insurance Affordability
32.7
Housing Affordability
85.0
Community Resilience
34.4
Social Resilience
50.2
Housing Stability
68.0
Key Metrics
| Annual Insurance Premium (state avg) | $2,000 |
| Insurance Burden (% of income) | 3.89% |
| Price-to-Income Ratio | 2.14 |
| FEMA Risk Score (0-100) | 20.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).