Mercer County, NJ
Composite Insurance Risk Score: 40.7 / 100 (National rank: #2168)
Axis Scores
Climate Safety
6.9
Insurance Affordability
95.6
Housing Affordability
22.8
Community Resilience
73.8
Social Resilience
29.0
Housing Stability
10.2
Key Metrics
| Annual Insurance Premium (state avg) | $1,200 |
| Insurance Burden (% of income) | 1.19% |
| Price-to-Income Ratio | 3.75 |
| FEMA Risk Score (0-100) | 93.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).