Merced County, CA
Composite Insurance Risk Score: 21.6 / 100 (National rank: #3035)
Axis Scores
Climate Safety
4.7
Insurance Affordability
70.0
Housing Affordability
3.9
Community Resilience
15.5
Social Resilience
3.0
Housing Stability
3.0
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 2.14% |
| Price-to-Income Ratio | 5.98 |
| FEMA Risk Score (0-100) | 95.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).