McNairy County, TN

Composite Insurance Risk Score: 47.5 / 100 (National rank: #1777)

Axis Scores

Climate Safety 47.9
Insurance Affordability 40.0
Housing Affordability 46.0
Community Resilience 25.5
Social Resilience 58.6
Housing Stability 78.7

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 3.37%
Price-to-Income Ratio 3.03
FEMA Risk Score (0-100) 52.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in McNairy County have grown at an average annual rate of 10.53%. During the same period, the population has increased by 0.49%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).