McKinley County, NM

Composite Insurance Risk Score: 37.5 / 100 (National rank: #2357)

Axis Scores

Climate Safety 46.1
Insurance Affordability 24.0
Housing Affordability 96.7
Community Resilience 1.0
Social Resilience 3.0
Housing Stability 27.7

Key Metrics

Annual Insurance Premium (state avg) $2,200
Insurance Burden (% of income) 4.62%
Price-to-Income Ratio 1.65
FEMA Risk Score (0-100) 53.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in McKinley County have grown at an average annual rate of 3.96%. During the same period, the population has decreased by 2.77%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).