McHenry County, IL
Composite Insurance Risk Score: 60.1 / 100 (National rank: #948)
Axis Scores
Climate Safety
14.2
Insurance Affordability
86.9
Housing Affordability
49.7
Community Resilience
87.0
Social Resilience
88.5
Housing Stability
91.2
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 1.53% |
| Price-to-Income Ratio | 2.94 |
| FEMA Risk Score (0-100) | 85.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).