McDonald County, MO

Composite Insurance Risk Score: 27.2 / 100 (National rank: #2867)

Axis Scores

Climate Safety 22.4
Insurance Affordability 36.0
Housing Affordability 48.9
Community Resilience 2.3
Social Resilience 18.3
Housing Stability 20.8

Key Metrics

Annual Insurance Premium (state avg) $1,900
Insurance Burden (% of income) 3.63%
Price-to-Income Ratio 2.95
FEMA Risk Score (0-100) 77.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in McDonald County have grown at an average annual rate of 6.96%. During the same period, the population has increased by 4.03%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).